New vs Used Cars: How to Choose in Chicago

The short answer: buy new if you want the latest safety and technology, a full factory warranty and the widest choice of trims and colors. Buy used if a lower purchase price and slower early depreciation matter more, and you are comfortable confirming a vehicle's condition and history. Certified pre-owned sits between the two.

New vs Used at a Glance

Factor	New	Used
Purchase price	Higher starting point	Typically lower for the same model
Depreciation	Largest drop usually happens in the first years of ownership	Much of the early drop has already happened
Warranty	Full manufacturer coverage from the original in-service date	Varies; some remaining factory coverage, a certified program, or none
Technology and safety	Current driver-assistance and infotainment	Depends on model year; check the specific vehicle
Selection	Choose trim, color and options	Choose from what is on the lot today
History and condition	No prior owners	Review the history report and have it inspected

Questions to Ask Before You Decide

How long will you keep it?

If you keep vehicles for many years, the longer warranty runway and newest features of a new vehicle can be worth it. If you change vehicles more often, a used vehicle that has already taken its largest depreciation hit can reduce what you lose at resale.

What does the monthly payment look like for each option?

Compare the full cost, not just the price tag: payment, interest, insurance, maintenance and fuel. Rates and terms depend on the lender, your credit and the vehicle, so use the pre-qualify tool to see what is realistic before you fall for a specific vehicle.

Do you need a feature that only newer models have?

Some driver-assistance systems, charging capabilities and connectivity features arrived only in recent model years. Make a short must-have list, then check it against each vehicle's window sticker or feature list.

Chicago Considerations

Chicago winters, road salt and street parking are hard on vehicles. On a used vehicle, ask about prior use and look closely at underbody corrosion, tires and the battery. On a new vehicle, consider whether all-wheel drive is worth it for your commute; our AWD vs 4WD guide explains the difference.

Where Certified Pre-Owned Fits

Certified pre-owned vehicles are used vehicles that a manufacturer program has inspected and backed with additional coverage. Programs differ by brand, so read the program terms for the specific vehicle. See Used vs Certified Pre-Owned.

Start Shopping

Search new vehicles, search used vehicles or browse certified pre-owned across Dial Auto Group. Have a vehicle to trade? Value your trade first.

Keep Researching

Shop at the Right Dial Location

Dial Auto Group has five Chicago dealerships. Each brand is sold at specific stores, so start with the store that carries the vehicle you want.

Dealership	Brands	Address	Shop
Dial Chevy of Chicago	Chevrolet	6603 S Western Ave, Chicago, IL 60636	New \| Used
Dial Nissan of Chicago	Nissan	7410 S Western Ave, Chicago, IL 60636	New \| Used
INFINITI of Chicago	INFINITI	2711 S State St, Chicago, IL 60616	New \| Used
Dial Chrysler Dodge Jeep Ram of Chicago	Chrysler, Dodge, Jeep, Ram	7340 S Western Ave, Chicago, IL 60636	New \| Used
Jeep of Chicago	Jeep	5950 N Western Ave, Chicago, IL 60659	New \| Used

See all Dial Auto Group locations or search new and used inventory across the group.

Last reviewed October 2026 by Dial Auto Group. This guide is general information, not financial or legal advice. Vehicle features, availability and pricing vary by model and dealership; confirm details with the store.