Used vs Certified Pre-Owned: What Is the Difference?

The short answer: a certified pre-owned (CPO) vehicle is a used vehicle that has passed a manufacturer's inspection and is backed by that manufacturer's certified program. A standard used vehicle has no such program. CPO programs usually cost more up front in exchange for added coverage and a documented inspection, but the details differ by brand and by program.

Used vs Certified Pre-Owned

FactorStandard usedCertified pre-owned
Who sets the standardThe selling dealershipThe vehicle manufacturer's program
EligibilityAny used vehicleLimited to vehicles that meet age, mileage and condition requirements
InspectionVaries by dealerMulti-point inspection defined by the program
Added coverageRemaining factory warranty, if any, or noneProgram coverage, with terms that differ by brand
PriceUsually lowerUsually higher than a comparable non-certified vehicle

What to Confirm Before You Buy a CPO Vehicle

Do not assume every certified program is the same. Ask the store for the written program terms for the exact vehicle and check: what the coverage includes and excludes, how long it lasts and from what starting point, whether it is transferable, what deductibles apply, and which inspection report applies to this specific vehicle.

When a Standard Used Vehicle Makes Sense

If you want the lowest purchase price, are comfortable having an independent mechanic inspect the vehicle, or are shopping an older or higher-mileage model that would not qualify for certification, a standard used vehicle can be the right fit. Review the vehicle history report and read our used car checklist.

Shop Certified and Used Inventory

Browse certified pre-owned vehicles and all used vehicles across Dial Auto Group, or see current certified pre-owned specials. Certified availability differs by store and brand.

Keep Researching

Shop at the Right Dial Location

Dial Auto Group has five Chicago dealerships. Each brand is sold at specific stores, so start with the store that carries the vehicle you want.

DealershipBrandsAddressShop
Dial Chevy of ChicagoChevrolet6603 S Western Ave, Chicago, IL 60636New | Used
Dial Nissan of ChicagoNissan7410 S Western Ave, Chicago, IL 60636New | Used
INFINITI of ChicagoINFINITI2711 S State St, Chicago, IL 60616New | Used
Dial Chrysler Dodge Jeep Ram of ChicagoChrysler, Dodge, Jeep, Ram7340 S Western Ave, Chicago, IL 60636New | Used
Jeep of ChicagoJeep5950 N Western Ave, Chicago, IL 60659New | Used

See all Dial Auto Group locations or search new and used inventory across the group.

Last reviewed October 2026 by Dial Auto Group. This guide is general information, not financial or legal advice. Vehicle features, availability and pricing vary by model and dealership; confirm details with the store.

Related guides: Used SUV Buying Guide, Used Truck Buying Guide, How Many Miles Is Too Many.