First-Time Car Buyer Guide
The short answer: buying a first car goes in a clear order: set a budget, decide new or used, understand financing, shortlist and test drive, review the paperwork, then plan for insurance and upkeep. Each step has its own guide below. This is general information and does not promise approval, rates or payments.
The Steps in Order
| Step | What to do | Go deeper |
|---|---|---|
| 1. Budget | Set a total monthly cost, not just a payment | How much car can I afford |
| 2. New or used | Weigh price, warranty and condition | New vs used, used vs certified |
| 3. Financing | Learn how loans, rates and terms work | How auto financing works |
| 4. Shop and test drive | Compare vehicles and check condition | What to look for in a used car |
| 5. Paperwork | Bring the right documents | What to bring |
| 6. Ownership | Plan for insurance, maintenance and winter | Winter car preparation |
Choosing a Type of Vehicle
Think about how you will use it. A smaller vehicle is often easier to park and run; see compact vs midsize SUV if you are leaning toward an SUV.
Don't Skip the Test Drive
Drive on roads like your daily route, check visibility and comfort, and ask about the vehicle history on any used car.
Start Shopping
Browse new and used inventory, start financing or value a trade-in.
Keep Researching
Shop at the Right Dial Location
Dial Auto Group has five Chicago dealerships. Each brand is sold at specific stores, so start with the store that carries the vehicle you want.
| Dealership | Brands | Address | Shop |
|---|---|---|---|
| Dial Chevy of Chicago | Chevrolet | 6603 S Western Ave, Chicago, IL 60636 | New | Used |
| Dial Nissan of Chicago | Nissan | 7410 S Western Ave, Chicago, IL 60636 | New | Used |
| INFINITI of Chicago | INFINITI | 2711 S State St, Chicago, IL 60616 | New | Used |
| Dial Chrysler Dodge Jeep Ram of Chicago | Chrysler, Dodge, Jeep, Ram | 7340 S Western Ave, Chicago, IL 60636 | New | Used |
| Jeep of Chicago | Jeep | 5950 N Western Ave, Chicago, IL 60659 | New | Used |
See all Dial Auto Group locations or search new and used inventory across the group.
Last reviewed October 2026 by Dial Auto Group. This guide is general information, not financial or legal advice. Vehicle features, availability and pricing vary by model and dealership; confirm details with the store.